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Fractional CFO · Sydney

The finance leadership your business needs, without a full-time CFO.

I'm Jude Briggs. I spent thirty years running finance functions for other people's businesses. Now I do it for practice owners in law, insurance, dental and medical who've outgrown their bookkeeper but aren't ready to put a CFO on the payroll.

13-week cash forecast
Illustrative
$0$25k$50kBuffer $25kWk 1Wk 5Wk 9Wk 13

Week 9 dips below your buffer. Seen eight weeks out, it's a timing fix, not a crisis.

CPA Australia
Registered tax agent
Xero certified advisor
30 years in finance leadership
Sound familiar?

You're making big decisions every month. Your numbers should help.

Cash keeps surprising you.

The business is profitable on paper, but the bank balance swings and you're never quite sure why.

Your reports look backwards.

You know what happened last quarter. You don't know what to do about next quarter.

The big calls feel like guesswork.

Hiring an associate, setting fees, fitting out a new room or opening a second location: made on gut feel, because nobody's modelled them.

How I help

Decision support up front. Solid books underneath.

How it works

Three steps from first call to a monthly rhythm.

1

A 30-minute call

Tell me what's on your mind. No preparation needed.

2

A look under the bonnet

I review your numbers and tell you plainly what I see and what I'd do first.

3

A monthly rhythm

Forecast, report, decide. A finance partner who knows your business, not a bill once a year.

“Business operations trump accounting every day. The numbers serve the business, not the other way around.”

Jude Briggs, CPA
About

Thirty years inside finance teams. Now in your corner.

I've been a Financial Controller for start-ups, ASX-listed groups and global subsidiaries. I started Full Cycle Accounting in 2017 because I wanted to do that work for owners who care about their business the way only an owner does.

Illustrative examples

What it can look like in a practice.

Illustrative
Law firm
120 → 90 days

Lock-up on billed and unbilled work after tightening the billing cycle. An illustrative example, not a client result.

Illustrative
Dental practice
8 weeks' notice

A 13-week cash forecast shows a new chair fit-out landing in a quiet month, so the timing moves. An illustrative example, not a client result.

Illustrative
Insurance brokerage
1 page a month

A KPI pack tracks commission timing against wages, so a slow renewal month is seen early. An illustrative example, not a client result.

Insights

Plain-English thinking on the numbers that run your business.

All insights
Questions

What owners usually ask first.

What is a fractional CFO?

An experienced finance leader who works with your business part-time on a retainer. You get forecasting, reporting, modelling and a sounding board for big decisions, at a cost that makes sense for a business your size.

Who do you work with?

Owner-led practices, mostly law firms, insurance brokers, and dental and medical practices, that have outgrown year-end tax and tidy books. I also work with trades and other service businesses. If you're asking “what should I do about this?” more often than “what happened last month?”, I'd like to hear from you.

How do you price?

Monthly retainers, scoped to the mix of advisory and compliance work and the complexity of your business. After a 30-minute call I'll tell you how I'd approach it and what it would cost.

Can you do my tax and compliance too?

Yes. You can engage me for advisory only, for the full compliance cycle, or anything in between.

Can you help me prepare for an ATO review or due diligence?

Yes. I'll help get the books in order, identify gaps and prepare the documentation.

How do I get started?

Book a 30-minute call. No preparation needed.

Where do you want the business to be in three years?

A 30-minute call is a good place to start working out what the numbers need to do to get you there.

Book a call